Age 67 and taking OAP & Occ Pension but any new options for me?

xylophone

As others have said, the new pension rules are not relevant to your situation.

If you do not own a property, then equity release is not a possibility.

It would appear that health problems would preclude a "little job".

Perhaps a credit card with 0% on purchases to spread the cost of the replacement home essentials?

luminated

Thanks Xylophone indeed it does appear that my original question is answered and the pension releasing cash is not an option.


Being a none smoker, and none drinker, and too poorly to get out to spend money we do tend live more than OK for our relatively frugal needs.


In fact your last suggestion is probably the best as we have already bought a number of items on CC over the past year. It is a way of buying I've never used as I've always paid off in full every month but know I could set an amount and stick to it so could eventually get some of the things I think we need.

atush

luminated wrote: »

Many thanks JamesD for giving me a useful idea I can follow up and for your not trying to be clever like some posters.

No one is trying to be clever here. We are trying to point out pitfalls to make you more clever.

It isn't very clever to ask a question then criticize any advice that would make you better off.

atush

luminated wrote: »

Not sure what you are trying to prove but any chance of helping me with the question I asked in my OP?

?

sure if you cough up some facts? As you can't use the suggestion of equity release if you dont own property can you?

luminated

atush wrote: »

No one is trying to be clever here. We are trying to point out pitfalls to make you more clever.

It isn't very clever to ask a question then criticize any advice that would make you better off.

atush wrote: »

?

sure if you cough up some facts? As you can't use the suggestion of equity release if you dont own property can you?

You're so boring and a real credit to the forum (not) being so aggressive and confrontational - thank Goodness the folks on the D&D board are much kinder.

luminated

Thanks folks for the replies and I will stop subscribing to this thread as I have my answer and don't like this board much. It causes too much angst having to wonder what will be said next.

Fruit_and_Nut_Case

...and another poster throws his toys out of the pram.

atush

If you come here for information, but dont give us enough information to help, and then are nasty to those who respond, then you get the respect you deserve.

I can only think you are nicer and less insulting to those on other forums. You certainly would not find people nice there, if you had this attitude.

dunstonh

luminated wrote: »

Thanks folks for the replies and I will stop subscribing to this thread as I have my answer and don't like this board much. It causes too much angst having to wonder what will be said next.

Just because it is not the answer you wanted, does not mean you should criticise those that give the answers.

kidmugsy

What an ill-mannered oik.