Whats the odds?

Newbie_loan

2 bank accounts, get paid into one then transfer my pay to another. What bank statements would the lender want.

I have a few umma ranged overdraft fees on the other from being a idiot.

What's the chances of getting excepted now?

10% deposit? Shared ownership. No bad credit history.

HappyMJ

All the bank statements you have showing where the money is coming from and going to would be helpful.

Unarranged OD fees aren't the end of the world. As long as there are only a few then I wouldn't worry about it.

Thrugelmir

If need be show both sets of statements. Honesty and transparency are a borrowers best friend.

Overdraft usage will be detected. Switch back to one bank account if necessary. As foolish to create a poor credit history through careless administration.

DpchMd

Newbie_loan wrote: »

I have 2 bank accounts, get paid into one then transfer my pay to the other. What bank statements would the lender want?

I have a few unarranged overdraft fees on the other from being an idiot.

What are the chances of being accepted now?

• 10% Deposit
• Shared Ownership
• Some bad credit history

You should use a broker.

Newbie_loan

Thank you for all the help fingers crossed.