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Declined for mortgage in June last year - impact on mortgage app now?

daffymoo · 2015-02-14 17:43:19

Hello :) Myself and my husband applied for a 95% mortgage with Aldermore last year (June) and were declined at underwriting stage due to "current account conduct". The reason we were with Aldermore in the first place was several missed payments within that year on my husband's account. Mine was clean. We've now saved up a…

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DpchMd Posts: 540 Forumite

15 February 2015 at 3:52PM

Thrugelmir wrote: »

For what purpose precisely?

To demonstrate that you are not living at your credit limits.

It's common knowledge.

"Beware of little expenses. A small leak will sink a great ship." - Benjamin Franklin
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Declined for mortgage in June last year - impact on mortgage app now?

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