Progress i think???

amnblog

If you have a product and an application in that is not based on a H2B equity loan scheme you are back to square one.

It does not mean you will have any problem other than delay but as you have been advised other lenders may have more suitable equity loan products.

TakeItAsRed

In my KFI, the HTB loan scheme is referred to and noted. (unless this is generic information)

In your experience, could i not just transfer over to the new product - the one that indeed matches the HTB scheme. 2 years fixed lets say?

If the bank have already completed, the searches needed, will i not be hindered in a further application to another lender? From reading posts on here, more searches means lower chances of being accepted.

amnblog

I would expect the TSB system to pick up a mortgage product selection that did not match the purchase type.

From the TSB product list I have they appear to only offer 2 yr fixed rates on Help to Buy equity schemes. This not be all the information available, I would not know as we do not have call to use TSB.

This all sounds like crossed wires and you should talk to your broker to confirm what is happening.