Moving home mortgage

mercedes125

We are currently with Nationwide for our existing mortgage
Do we stay with Nationwide as they say better rates for existing customers are shop arround .
I have looked at Halifax through website and for what we want to borrow it is higher rate than Nationwide eg nationwide 2 yr fixed 1.74% and Halifax 2 .49 % .
Thankyou

amnblog

Assuming that Nationwide are your best option based on claims in their advertising would be a mistake.


Consider the whole market, as everyone should.


I can tell you for free that 1.74% is not the lowest Nationwide rate available, also that Nationwide do not (as of today) offer the lowest 2 year fixed rate on the market.

mercedes125

amnblog wrote: »

Assuming that Nationwide are your best option based on claims in their advertising would be a mistake.


Consider the whole market, as everyone should.


I can tell you for free that 1.74% is not the lowest Nationwide rate available, also that Nationwide do not (as of today) offer the lowest 2 year fixed rate on the market.

Thank you we will shop arround then I think

mercedes125

amnblog wrote: »

Assuming that Nationwide are your best option based on claims in their advertising would be a mistake.


Consider the whole market, as everyone should.


I can tell you for free that 1.74% is not the lowest Nationwide rate available, also that Nationwide do not (as of today) offer the lowest 2 year fixed rate on the market.

We will be wanting a mortgage for £110 000 we currently owe £97000 Nationwide said we could port the £97000 over n borrow extra £13000 . We are on the base rate of 2.5% . Would this be a good idea are would we still be able to get a better deal elsewhere.