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Tsb remortgage via broker

mandaruk
mandaruk Posts: 6 Forumite
in Mortgages & endowments
hi,

So far contractor specialist mortgage brokers i have contacted have said that - they cant do my remortgage with tsb 10 yr fixed deal.

Does any one know/using broker who can do remortgage with tsb?

Thanks in advance
«1

Comments

  • amnblog
    amnblog Posts: 12,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    TSB are only just on the market and are working via very few brokers at the moment.


    We do not expect them to expand their distribution before Q2.


    Have you checked what the TSB underwriting policy is towards contractors? They may not even do the case.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • mandaruk
    mandaruk Posts: 6 Forumite
    Thanks for reply.

    I have checked on their intermediaries website where they do consider contractor with ltd company (salary +dividend income and 2 years trading accounts) - i have what they need (i think)

    Just want to know which selected brokers they are working with right now
  • amnblog
    amnblog Posts: 12,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What you have described is not specialist contractor criteria?


    That is standard self employed company director criteria offered by many lenders.


    BTW I would not recommend the current brokers on the TSB panel.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • superdon
    superdon Posts: 317 Forumite
    Part of the Furniture Combo Breaker
    mandaruk wrote: »
    Thanks for reply.

    I have checked on their intermediaries website where they do consider contractor with ltd company (salary +dividend income and 2 years trading accounts) - i have what they need (i think)

    Just want to know which selected brokers they are working with right now

    Why don't you apply direct if you are happy with the mortgage?
  • ACG
    ACG Posts: 24,736 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    amnblog wrote: »
    What you have described is not specialist contractor criteria?


    That is standard self employed company director criteria offered by many lenders.


    BTW I would not recommend the current brokers on the TSB panel.

    Why not?
    I have access to tsb through a mortgage club.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • superdon
    superdon Posts: 317 Forumite
    Part of the Furniture Combo Breaker
    ACG wrote: »
    Why not?
    I have access to tsb through a mortgage club.

    Slightly off topic, but have you got any ideas when the next batch of products might be released by TSB? I am looking at their 10 year fix for a remortgage but the final draw down date is one day after my ERC applies.
  • amnblog
    amnblog Posts: 12,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ACG wrote: »
    Why not?
    I have access to tsb through a mortgage club.


    Was not aware there was now club access ACG.


    When I spoke to them a few weeks ago they just mentioned one large national network that we frequently get bounced and disappointed clients from.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Leon_W
    Leon_W Posts: 1,813 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I can also submit to TSB.


    amnblog. How very dare you !
  • amnblog
    amnblog Posts: 12,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I feel left out now!
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog
    amnblog Posts: 12,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 February 2015 at 10:04AM
    TSB tell me no club access - Selected Networks only


    Re-mortgages are only available direct - not via intermediaries currently - hence our OPs problem
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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