Thursday 12 February - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important:money:

ziggy2407

Good Morning All

FatvonD - Big hugs, you sounded really down yesterday.
Foxgloves & all the poorly gang - Hope you all feel better soon

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Not much for me today as taking mum to the theatre this afternoon to see "The Sound of Music" courtesy of the tickets bought for us by my lovely step-daughter. Today's little list:

Celebrate my 1 year anniversary - 1 year to day since my heart attack
Packed lunch for DH & DS - Done
Ironing -
Continue purge on Emails -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 4 chances to win -
Read - In progress

Have a great day, love to you all

C

xJOJOx_2

Good morning everyone

Still carrying over some jobs but managed to get lots off other things done yesterday. Set up all paperwork, budgets and spends diary on the iPad.
All presents I've been buying for next year all on too so I've know what ive got. Just picking up 1 thing a week so this year won't be should a struggle!

Today's listy-

- Mop all floors
- Quick tidy around
- All Meals from stock
- NSD - leave purse at home during school run
- book appointment at docs as per request (DONE)
- 15 mins of exercise ( not including walking)
- Wipe down white goods
- hang up pictures
- hang up heart frame
- walk to doctors to hand prescription in (DONE)
-check online banking
- check emails (DONE)
- read at least one chapter
- Pay £10 off rent owing and £5 top up on gas (DONE)
-get hair cut by friend for free!

Have a great day everyone xxx

milliemummy

Today's missions:

Walk up and down to work
B/L/D from stores
Continue the decluttering
Heating off as I go out
Check one poll, etc
Wrap pressies for DGD...birthday girl!
Not an NSD as I need sticky tape for aforementioned pressies and kitty food
Hoover through.

Hope everyone has a good day and poorlies are feeling better.

Bobarella

Morning All

Ziggy -I can't believe it's been a year. I'm sure it must bring up mixed feelings for you today. Have a wonderful time with your mum.

FatVonD - your son's driving instructor sounds like a !!!!!!. Sorry to say. At the end of the day people don't need 2 hour lessons constantly. 1 is fine. But I remember feeling like I'd be doing lessons forever. And then it's just done and forgotten about once you pass. How close is your son to passing do you think?

Morning Jo Jo & Milliemummy

Well today I await the First Utility bill. I've been awaiting it for a week now! Seems silly they can't tell you as soon as you give your readings but apparently not. I really want to know how we've done. I haven't touched the dryer for a month. That must help surely.

Food from stores today but I do need some more deodorant, but shall be buying the 40p basics one from sains. That is one thing I've noticed about the budget shops. They don't do small cheap washing powder or things like cheap roll on. I suppose because everything they do is cheap they don't have the capacity or something.

Have already been round taking the washing that's dried overnight off the rads before I put another load on.

oh and I also had the small win of getting BT to move our payment due date which really helps. So that will keep us to our budget this month.

Started on American Horror on Netflix last night. So good...nice to have other options when UK TV is a bit slow.

Baileys_Babe

Sneaks in and waves, sorry guys been MIA no real excuse just finding it difficult to post, my tablet is playing up, need to run up dates, hopefully that will improve things, fingers crossed.

Post on this thread
BLD from stores
Dry washing on airer, to damp outside to dry on the line
NSD
DW set to run overnight
WM set to run overnight
Cull 100 emails - ongoing but deffinate progress happening
Check store cupboard
Start making shopping list to make best use of voucher - mainly store cupboard restocking

Currently trying to motivate the children to actually do something.

Have a lovely day everyone.

twiggy86

Afternoon all!

Today I have/will:-
* Check banks DONE
* Use Shopitize payout to pay off OD DONE
* Update signature, spreadsheet and snowball DONE
* Check FPL DONE
* Take lunch to work DONE
* Fill water bottle up at work DONE
* Email to cancel phone insurance DONE
* Rejig March's budget to allow me to pay for car tax in one go(yes I have already done March's budget!) DONE
* Read Martin's email from yesterday
* Dinner from stores using some veg which is starting to turn
* Continue battle with wallpaper
* Tell OH to put a jumper on if he moans he's cold rather than put heating on (worked last night!)
* Do one load of washing on 30 degree quickwash (machine will have to be out of action at the weekend whilst plastering is going on so need to get on top of it)

Think that's everything for today.

Hope you all have a good day and hugs for the poorly people :grouphug:

Bobarella

Hi BB nice to see you back
Twiggy -how much of a pay out did you get from shoptize? I'm intrigued.
Well the First Utility thing is weird. I saw they'd loaded my bill so I went on all excited. Now last month we spent £76 and that was with everyone home over Xmas. This month having literally not used our dryer at all and made no other big changes it said £102. Which seems very high. So I rang them and they said the bill had been withdrawn. But they haven't offered a new amount. I find that all a bit strange. I gave my readings so how could the bill be anything other than correct? Can't wait till it warms up and I can do without the heating. Am sure everyone feels the same.

Bob

twiggy86

I got a £6.45 pay out! Only took a couple of days to come through. The other ones you've got to wait until it hits £20 or you get charged.


Oh and Bob, master wombler, my mum texted me an asda receipt code - £2.83 voucher thank you very much!!! I never have any luck with them but I'm pleased I taught her my new wombling ways!

foxgloves

Hi Thursday Savers,
Thanks Ziggy, yes, I'm feeling a lot better today (so far) I tried everything to shift that headache yesterday.....codiene, tiger balm, cold flannel, hot water bottle, lavender oil, drinking water, keeping my blood sugar really stable. Nothing worked! Absolutely nothing, then at about tea time, it just disappeared. mr f phoned & said to get myself on the sofa under my snuggly rug with cat & to watch a film, so maybe it was that which did the trick! Can't believe it's a year since your heart 'do'. Seems like a couple of months ago.
OK, today's small efforts to hang onto me pence:
*Saved a bit of energy by running heated airer overnight, sharing bath water, turning towel radiator & de-humidifyer off for a few hours & not putting downstairs heating on till at least 5pm. Meter readings higher than I'd have liked last week, so want a reduction this week.
*Did next week's meal plans, prioritising meals in freezer so as to make room in the budget for cooking a nice meal for Valentine's Night.
*Wrote shopping list.
*Made tomorrow's packed lunch.
*De-cluttered today's 12 items (still plenty more to go, already found 2 of the 13 items I have to de-clutter tomorrow!)
*Did a few surveys.
*The new scoop I made for measuring cat's biscuits is a great success....for us, anyway. I think he was definitely getting too many biscuits. He is not impressed with the daily biscuit reduction & has just pounced crossly on a binbag to register the crapness of his life.
OK, must go & chop a bit of veg now. mr f is at a potentially horrible (job-cuts) meeting this afternoon, & will need cheering up.
F x

Tidy_Up_Tash

Good Afternoon!

Just a brief visit to see how you all are. Feeling like death, again, so spending as much time doing nothing as I can (any excuse!). Think I've hit peak bleurghness now, so it can only get better from here.

Thrifty Thursday...

• NSD
• Lights off
• Heating off (spending even more time snuggled under warm things)
• Update money
• Finalise tomorrow's Mr T delivery

Hope my fellow "Under the Weather"-lings are feeling brighter today. To everyone else, have a good day (what's left of it!)