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My Budget
Comments
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Thanks for the useful advice. It will be a lot better when I start work again.
My Woolwich account has savings "pots" so I'd like to do what you suggest with those. That way the money is really all in one place earning a decent rate for the whole lot.
I still have lots to learn and I really do need to curb my spending - but I've started already.spendy/she/her ***DEBT-FREE DATE: 11 NOVEMBER 2022!*** Highest debt: £35k (2006) MY WINS: £3,541 CASH; £149 Specsavers voucher; free eye test; goody bag from Scottish Book Trust; tickets to Grand Designs Live; 2-year access to Feel Amazing App (worth £100); Home Improvement & Renovation Show tickets; £50 to spend on chocolate; Harlem Globetrotters tickets; Jesus Christ Superstar tickets + 2 t-shirts; Guardians of the Galaxy goody bag; Birmingham City v Barnsley FC tickets; Marillion tickets; Dancing on Ice tickets; Barnsley FC v Millwall tickets0 -
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Two weeks ago got new part time job
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Bought The Money Diet
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On Friday registered with MSE
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Done a budget
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Saved between £23 and £58 on my first week's shopping
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Switched from separate gas & electricity suppliers to one, saving £100+
Not bad for a newbie ...
Of course, in between 1 and 2 I did buy some new clothes for work. But at least I'm learning.spendy/she/her ***DEBT-FREE DATE: 11 NOVEMBER 2022!*** Highest debt: £35k (2006) MY WINS: £3,541 CASH; £149 Specsavers voucher; free eye test; goody bag from Scottish Book Trust; tickets to Grand Designs Live; 2-year access to Feel Amazing App (worth £100); Home Improvement & Renovation Show tickets; £50 to spend on chocolate; Harlem Globetrotters tickets; Jesus Christ Superstar tickets + 2 t-shirts; Guardians of the Galaxy goody bag; Birmingham City v Barnsley FC tickets; Marillion tickets; Dancing on Ice tickets; Barnsley FC v Millwall tickets0 -
Hi Diane! Well done! Super progress. Give yourself a big pat on the back ;-)
Just wanna add my tuppence's worth about work clothes. I am fortunate in that I have a street market near where I live (Strutton Ground, Central London. Nearest Tube station: St James's Park. Opens Mon-Fri between 8.30am and 4pm) where a couple of stalls specialise in inexpensive work clothes - cancelled orders, end of lines, bankrupt stock etc. 2 weeks ago I bought a black pinstriped trouser suit for £30. Yep!! You heard that right, only £30 for the whole set, brand new. It fits pretty well and the pair of trousers is machine washable and needs minimal ironing when dried. I am really chuffed with this purchase! Otherwise, would you believe, New Look and Primark have a few gems too at knockdown prices if you look for them.
Perhaps this just shows that shops like Next, M&S, Austin Reed etc probably charge too much ...... don't get me wrong, Diane, I don't mean to presume that you bought your new work clothes from these places!
BTW, I like wearing trouser suits cos' they hide my less than perfect legs and save on tights (that need replacing pretty often)! hee hee.
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