Mortgage after Bankrupt

Rogdog79

Hi was just looking for some advice,


I went bankrupt 5yrs ago April and had my house repossessed,


My current partner who has no financial issues in the past and I want to buy a house together.


We have a decent deposit and can afford what we want biggest question is


Can it be a joint mortgage due to my bankruptcy ?


My partner will not get the mortgage just on her income so I need mine to be included


Any help would be grateful


Thank you

tigerfeet2006

Hi,

You would be best to wait for the BR drop off your credit reference file before looking for a mortgage.

Use the time to make sure your credit file is clean and sort and squeaky following the clean up sticky.

Also make sure you have as big a deposit as possible.

When you come to it use a whole of the market advisor not just your high st. bank.