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Scottish trust deed almost done...
mark_steps
Posts: 867 Forumite
Next month will be my 3 years up and is my final payment. Wow what a journey but I made it!
My question is : I want to improve my credit, so my intentions are to get a credit card ( will be careful this time ) and pay it off in full each month. I have a basic bank account ( no overdraft ) and I would like to open another one for savings, credit card money etc. I have no desire for overdrafts..
When should I apply for these? Wait until the last payment has been met or start to apply now?
Thanks
My question is : I want to improve my credit, so my intentions are to get a credit card ( will be careful this time ) and pay it off in full each month. I have a basic bank account ( no overdraft ) and I would like to open another one for savings, credit card money etc. I have no desire for overdrafts..
When should I apply for these? Wait until the last payment has been met or start to apply now?
Thanks
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