Anyone got a caculator...?

cakeyj

Hi, I'm having a bit of trouble working out my finances and wondered if anyone had done anything similar? I am looking to move my car finance (at 10.5%APR) to a credit card for a lower rate. If I settle now I currently owe £7280 which is 47 months worth of £180 left to go. (Total cost £8668 over full term)
If I move to a 0% card I have to pay a fee, up to about 3% = approx £210, total debt then £7490. I was the planning to move total debt to a LOB card at 6.9% (no fee), up the payments to £311 in accordance with my snowball and get the ruddy thing paid off by 2009.
Phew, well, do those calculations sound correct and is there any thing that I have overlooked, hidden charges or catches etc? I am terrified at shuffling things around, especially as hubby thinks its easier ' just to leave things as thay are' regadrless of the cost! If I mess this up it'll take a lot of explaining and too be honest I'm not too sure what I'm talking about! Any more experienced money shufflers know whats best to do....?

millionaire_in_training

gulp dunno. Put all scenarios in the snowball and it should work it out for you. Good luck