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Transfer of equity
Sycorax
Posts: 99 Forumite
OK
a simple one (you'd think).
The title deed etc to my unmortgaged home is in my partners name only, however we want to change it to my name only (seeing as it's me that paid the deposit and the mortgage). No argy, bargy or falling out, just a simple transfer of the asset.
The solictors are asking an eye-watering amount to do this, is it possible to do this another way e.g. directly with Land Registry or on a 'self service' basis?
a simple one (you'd think).
The title deed etc to my unmortgaged home is in my partners name only, however we want to change it to my name only (seeing as it's me that paid the deposit and the mortgage). No argy, bargy or falling out, just a simple transfer of the asset.
The solictors are asking an eye-watering amount to do this, is it possible to do this another way e.g. directly with Land Registry or on a 'self service' basis?
'I think that God, in creating Man, somewhat overestimated his ability'..Oscar Wilde
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Comments
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What amount is eye watering?0
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£375+VAT to do the work
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£95 to register with Land Registry
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£8 +VAT per person ID verification
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£8 +VAT searches'I think that God, in creating Man, somewhat overestimated his ability'..Oscar Wilde0 -
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Shopping around as we speak and have got a better quote from an on-line specialist, still nearly £400 (all in but inc VAT) though.
I appreciate the Land Registry fee is an immovable object, but I was wondering if this is something we could ourselves (like conveyancing).
Current property value is probably c: £210K'I think that God, in creating Man, somewhat overestimated his ability'..Oscar Wilde0 -
Ask on HBR&S as this is more up their street.
The Land Registry rep also posts on there.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Thanks, I'll try that!'I think that God, in creating Man, somewhat overestimated his ability'..Oscar Wilde0
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A duplicated thread so here's the other one https://forums.moneysavingexpert.com/discussion/5173444“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
... and on here too, making me look a bit of a plank!kingstreet wrote: »The Land Registry rep also posts on there.
I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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