Hiya & Intro

fuschia_2

Hi All,

Just found this site (well i've been on here before but not registered) and I'm finally determined to get myself out of debt. Like most people have their lightbulb momnets - I've just had mine. I've realised how easy it is just to keep adding to your debt and how it's such a burden so I'm going to do something about it!

I've worked myself out a little plan and could be debt free in 18 months (maxium) if I stick to it.

I'm self employed so my earning potential is 'endless' in a way so i'm going to really go for it...not only will it help me be debt free but it'll also give my business a good kick up the a*se!!

Now I've booked myself a holiday for October 2008 for the Maldives (had an excellent deal and only had to put down £30 deposit) - I know a lot of you maybe tutting at this but i've budgeted in my plan to put the money aside each month for this holiday and also money for savings to go get clothes etc.

SOOOO my maldives holiday is my reward for getting out of debt I've a date to aim for and I'm going to go for it!!!

SO hope I can join in here and make some friends and find out some fab tips!

F
xxx

red74

Hiya Fuschia, welcome to MSE. You may have already seen the advice elsewhere by now, but it's worth taking a look at southernscouser's sticky for first time posters. Get your SOA up here and I'm sure there'll be loads of people with sound advice on how you can make savings.

Good luck

PS - Maldives huh?, I'm not jealous, honest:rolleyes:

Gemmzie

Sounds like you've thought it through really well. Welcome to DFW and good luck

Don't forget you can always pop up an SOA if you want further help saving some money! It's amazing how much you can save a month with very little effort

sammiboo

As others have said get your SOA up - welcome to the forum BTW.

All the best for your holiday - we all deserves treats from time to time :beer:

millionaire_in_training

Welcome to the forum. I am doing this so I can have nice holidays etc too. Don't want to get into more debt doing it though. Good luck

fuschia_2

Well I've paid the £30 (from my wages not on credit) and I don't have to pay until 8 weeks before i go so if I don't get rid of at least 85% of my debt I'm going to cut myself off and not go!! that way it'll give me something to work for an make myself be strict.
Will post my SOA!!!

xx

HairyHandofDartmoor

Sounds like a good incentive to earn lots of money and pay off your debt! It's really useful to have a definable goal in front of you. Mine is my dream house, a picture of which I carry in my purse and cheque book to remind me not to buy things I don't need. Good luck and get your soa up pronto.

fuschia_2

I will do...i'm hopeless at remembering to type things up lol so will make sure it's on a huge post it so i don't forget!!!
i can't wait to get 'snowballing' - i was looking at a consolidation loan but when i looked at everything it's crazy to burden myself for the next 7 years when i could be debt free in 18 months or less - not to mention saving £5k on interest!!!

southernscouser

fuschia wrote: »

Now I've booked myself a holiday for October 2008 for the Maldives

Need anyone to carry your suitcase for you?

fuschia_2

southernscouser wrote: »

Need anyone to carry your suitcase for you?

LOL well if I work hard maybe i'll have enough left over to pay someone to do it...so will keep you in mind PROMISE

southernscouser

fuschia wrote: »

LOL well if I work hard maybe i'll have enough left over to pay someone to do it...so will keep you in mind PROMISE

Result! :j