Where do I claim I live for mortgage

jstiff

Sounds daft I know. But hear me out.

We sold our house and moved into the inlaws 2 weeks ago. We were meant to move into new house last week but that fell through.

I redirected all post to inlaws and as yet have not changed anything for myself or wife regarding addresses. Not a sausage.

So we have now got to apply for another mortgage for a new house. So do I just complete it like I live at the old house? As all post will be redirected etc and all banks registered to that address. I imagine the credit agencies won't know about the move yet either.

So where do I say I live?

jstiff

No ideas then anyone?

superdon

Be honest?

amnblog

Ask the lender or the broker how they would prefer to document this.


Or failing that - just be accurate.

Thrugelmir

You are living at the inlaws on a temporary basis. Nothing unusual in this.

PinkLady25

We moved into my in-laws after leaving rented accommodation and have applied using our current address which is the in-laws. Mortgage broker asked for 3 years of address history anyway.

jstiff

Thanks guys

The only reason I asked is that I guess we will still be on the electoral role at my old address, and not the in laws.

But as always, honesty is the best policy.

lazysundays

Can't offer any advice but we may find ourselves in a similar position and I wondered what would happen. Our broker's pretty good so I'm going to ask him. Watching here with interest though.

Thrugelmir

jstiff wrote: »

Thanks guys

The only reason I asked is that I guess we will still be on the electoral role at my old address, and not the in laws.

But as always, honesty is the best policy.

If you're a full electoral roll history prior to moving then shouldn't pose any issues.