Non standard Mortgage

Tryinghardtosave

Hi, I have a mortgage with London Scottish - who has just been taken over by Target Residential Loans Limited. They have zero web presence which I find a bit disconcerting for a company that has taken over my mortgage.


Anyway, I am looking to try and get a better mortgage deal out there, but I am unable to find a lender who will lend against a non standard build. I have a terraced house that is a Jesperson M pre cast concrete ex Naval terraced house. I have 54k left on 17 years at 4.5% ( currently tracks LIBoR ) - I am looking to see if I can better this. Does anyone know of any brokers or lenders that could help at all ?


tia


Matt

kingstreet

Jesperson 12M?

My guide says;-

1960 +

Large panel system

Acceptable for houses and bungalows not more than two storeys in height, provided that a survey and appraisal from a Structural Engineer is available in accordance with the BRE Guidance Appraisal - Part 2 of study of LPS.

Do not ask the applicant to obtain and pay for a report. One should be available from the Local Authority, as many of these properties are Council/former Council properties.

The applicant may request details from the Local Authority. The report must cover the whole structure (e.g. whole terrace). Flats and maisonettes are excluded although special cases can be considered.

Admittedly, my guide is now ten years old, but I expect you may have some hope from speaking to an independent broker.

Tryinghardtosave

Yes, it is a Jesperson 12M.


So any brokers on here that could help me at all ?