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Mortgage Free for a better life for me (and the family)

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  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 27 October 2015 at 8:21PM
    Morning all,


    We are going to have a trip to the nearby city today which will be anything but MSE but I think the kids and I deserve a treat. I will also try and keep spends to an acceptable level :)


    There's always time for a few "little things" though so here's today's list:-


    1/ Swagbucks - 15/70 :)
    2/ Check mystery shopping jobs in my area - DONE none :(
    3/ Check for any surveys - DONE You Gov 50 (only 400 points away from£50 payout) and Nectar 56 :)
    4/ Check freepostcode lottery - DONE not a winner :(
    5/ Enter 10 competitions -
    6/ Check for new coupons - DONE - no new ones found :( Did gain 2 Dorset Cereals coins on their games - up to 13 now - need 20 to get £1 off coupon :) and cut out 2 x25p ones from bread :)
    7/ GiftHulk - DONE 260/850 :)
    8/ Plan meal for today - DONE Chicken drumsticks which ar eat their use by date with some sort of frozen potato item and remaining salad :)
    9/ Turn mobile off while at home - DONE :)
    10/ Superpoints - DONE 5 :)
    11/ Bump up all current Facebook listings -
    12/ Check banking online and update budget spreadsheets with today's spends - DONE bank checked and all spends from today added to budgets :)
    13/ No heating on until 5pm - DONE Now 5.30pm and still no heating. We have only just got back from our day out though so am going to try and keep it off until at least 6.30pm :)
    14/ Go through bread mountain in kitchen (though parents were coming to visit but ended up not) - DONE 4 bread rolls frozen and stale bread made into breadcrumbs for freezer :)
    15/ Read book in bed instead of play on tablet this evening -


    BONUS of the day - Download a KFC app for my telephone and managed to get a 10 piece Bargain Bucket with four portions of fries for £9.99 - saving £3 - yum yum yum :)


    BONUS No 2 of the Day - Used my Superdrug loyalty card to get some water (much cheaper than buying from KFC :) ) and got a free Chocolate Bar worth 69p - again yum yum :)


    BONUS No 3 of the Day - Bought some trainers from a local sports shop and the assistant obviously put the wrong ones back in the wrong boxes so we were charged £3 less than what they should have cost. Phoned the store when I got home (as this was only when I realised) and they said don't worry as it was their mistake = son got pair of boots he wanted for the same price as the cheaper brand - happy days :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 October 2015 at 9:39AM
    Morning all,


    Well it is horrible wet and cold day here today so we have decided to have a film day snuggled on the sofa under blankets with buckets of pop your own popcorn watching all 3 Back To The Future films we recorded the other day :)


    Still time for a few little things before we start though so here's my list for today:-


    1/ Swagbucks - 41/90 :)
    2/ Check mystery shopping jobs in my area - DONE none :(
    3/ Check for any surveys - DONE 50 ISay and 62 Nectar :)
    4/ Check freepostcode lottery - DONE not a winner :(
    5/ Enter 10 competitions - DONE 22 craft competitions entered :)
    6/ Check for new coupons - DONE - no new ones found :( Did gain 3 Dorset Cereals coins on their games - up to 16 now - need 20 to get £1 off coupon :)
    7/ GiftHulk - 99/800 :)
    8/ Plan meal for today - DONE Spag Bol with Garlic Bread and chicken drumsticks with salad for lunch :)
    9/ Turn mobile off while at home - DONE :)
    10/ Superpoints - DONE 104 :)
    11/ Check banking online and update budget spreadsheets - DONE only electric went out today and £2 under budget for month :)
    12/ No heating on until 5pm - DONE 6pm the switch finally got flicked :)
    13/ Cook mince which has just gone out of date and no room in freezer ready to use in shepherds pie for tomorrow - DONE :)
    14/ NSD - DONE :)
    15/ Read book in bed instead of play on tablet this evening - I turned to the dark side and played on the tablet :(


    BONUS of the day - The kids did not want to go to guitar lessons tonight as they are on school holidays and the guitar teacher couldn't make it either so £30 saved off next months guitar budget :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 October 2015 at 1:25PM
    Morning all,


    Quick post from me today as busy,busy busy :)


    Todays little things will hopefully be:-


    1/ Swagbucks - DONE 73/60 bonus 6 swagbucks :)
    2/ Check mystery shopping jobs in my area - DONE none :(
    3/ Check for any surveys - DONE 15p OnePoll and 50 You Gov :)
    4/ Check freepostcode lottery - DONE not a winner :(
    5/ Enter 10 competitions - DONE 10 entered :)
    6/ Check for new coupons - DONE - no new ones found :( Did gain 2 Dorset Cereals coins on their games - up to 18 now - need 20 to get £1 off coupon :)
    7/ GiftHulk - 176/850 :)
    8/ Plan meal for today - DONE Mince, tatties and puff pastry - yum yum :)
    9/ Turn mobile off while at home - DONE :)
    10/ Superpoints - DONE 4 :)
    11/ Check banking online and update budget spreadsheets - DONE credit card payment today :)
    12/ No heating on until 8pm (as out until then)-
    13/ Go through fridges and check nothing going out of date which needs using
    14/ Get daughters glasses repaired (she's lost the screw) - daughter's lost her glasses- grrrr:( On the plus side it saves a trip into town so may well be a NSD afterall :)
    15/ Face painting at Halloween party tonight
    16/ Read book in bed instead of play on tablet this evening -

    BONUS of the day - Just picked up two bedside tables, a book case and a gorgeous solid pine bookcase for free from Facebook selling group :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 December 2015 at 8:27PM
    Hi all,


    Sorry I have been so busy that I had to stop posting for a month just so there were enough hours in the day but the good news is that I kept going with my little things whilst I was away and have reaped some great rewards :)


    Anyway I'm back again for December so here we go :)


    Things I plan on doing today:-


    1/ Swagbucks - DONE 14 :)
    2/ Check mystery shopping jobs in my area - DONE none :(
    3/ Check for any surveys -
    4/ Check freepostcode lottery - DONE not a winner :(
    5/ Enter 10 competitions -
    6/ Check for new coupons - DONE - no new ones found :( Did gain 3 Dorset Cereals coins on their games - up to 31 now - need 20 to get £1 off coupon :)
    7/ GiftHulk - DONE 194/850 :)
    8/ Superpoints - DONE 5 :)
    9/ Check banking online and update budget spreadsheets - DONE all as expected :)
    10/ No heating on until 6pm - DONE :)
    11/ Read book in bed instead of play on tablet this evening -
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 December 2015 at 5:28PM
    Good afternoon,


    Its another day so it must be time for more "little things" :)


    1/ Swagbucks - DONE 75/50 5 bonus :)
    2/ Check mystery shopping jobs in my area - DONE none :(
    3/ Check for any surveys - You Gov 50 :) One Poll 60p :) Isay 35 :)
    4/ Check freepostcode lottery - DONE not a winner :(
    5/ Enter 10 competitions -
    6/ Check for new coupons - DONE - no new ones found :( Did gain 3 Dorset Cereals coins on their games - up to 36 now - need 20 to get £1 off coupon :)
    7/ GiftHulk - 146/850 :)
    8/ Superpoints - DONE 1 :)
    9/ Check banking online and update budget spreadsheets - DONE all as should be :)
    10/ No heating on until 6pm -
    11/ NSD
    12/ Take son to guitar lesson on way home from school to save a small amount of fuel - DONE :)
    13/ Wrap some Christmas presents and see what's left to buy - DONE stockings gifts all wrapped and 6 main presents as well. Few more bits to buy - will hopefully be able to get lots from Amazon using vouchers gained from surveys etc :)
    14/ Read book in bed instead of play on tablet this evening -
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 December 2015 at 8:50PM
    Morning all,


    An early start for me this morning :)

    Here's my list for today:-

    1/ Swagbucks - DONE 63/50 bonus 5 swagbucks :)
    2/ Check mystery shopping jobs in my area - DONE one confirmed £10 :)
    3/ Check for any surveys - ISay 100 :) OnePoll 10p :)
    4/ Check freepostcode lottery - DONE not a winner :(
    5/ Enter 10 competitions - DONE 25 entered :)
    6/ Check for new coupons - DONE no new ones but Dorset cereal games played for 3 points :)
    7/ GiftHulk - DONE 1163/850 inc 85 bonus :)
    8/ Superpoints - DONE 4 :)
    9/ Check banking online and update budget spreadsheets - DONE all as expected :)
    10/ No heating on until 6pm - DONE went on at 8.30pm :)
    11/ NSD - DONE :)
    12/ Collect Tesco Direct Order from store-DONE and not tempted to buy anything from store whilst there :)
    13/ Wrap some Christmas presents - DONE 7 wrapped together and a couple more bits for the stockings :)
    14/ Charge phone at judo tonight - DONE 66% of free charge gained :)
    15/ Read book in bed instead of play on tablet this evening - DONE :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening all,


    I've been busy doing my "little things" today but just not got around to posting until now :)


    Here's my list:-


    1/ Swagbucks - DONE 53/50 gained 5 bonus :)
    2/ Check mystery shopping jobs in my area - DONE none :(
    3/ Check for any surveys - You Gov 50 :) Isay 25 :)
    4/ Check freepostcode lottery - DONE not a winner :(
    5/ Enter 10 competitions - DONE :)
    6/ Check for new coupons - DONE - no new ones found :( Did gain 3 Dorset Cereals coins on their games - up to 40 now - need 20 to get £1 off coupon :) received £4 Tesco party food voucher through post courtesy of The Orchard programme :)
    7/ GiftHulk - 1020/800 inc 80 bonus :)
    8/ Superpoints - DONE 2 :)
    9/ Check banking online and update budget spreadsheets - DONE all as should be :)
    10/ No heating on until 6pm - DONE :)
    11/ NSD - DONE -No 3 this month - aiming for 15 :)
    12/ Sort out birthday presents for joint birthday party son is attending tomorrow evening - DONE pretty notebooks and stationary sets found and ready to be wrapped - all found in present drawer meaning no money spent and a bit of decluttering taking place as well :)
    13/Turn off mobile whilst at home - DONE :)
    14/ Read book in bed instead of play on tablet this evening -
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all,


    Apologises for not posting yesterday but I had a busy day. I had two stalls at a craft fair in my local library yesterday. Sadly I didn't paint one persons face or glitter tattoo anyone so no money earnt there but I also had a craft stall and took £33 (including selling a couple more Christmas bits of stock so that's good) and at ,least the stalls didn't cost anything so that can all go as profit :)

    Son had a swimming party in the evening which he loved and also got us all out of the house so no heating was required all day :)
    It also turned out a NSD as we were out all day as well and we were given three slices of yummy cake from a lovely stallholder who did not manage to sell it. Happy days :)



    Anyway onto todays list:-

    1/ Swagbucks - DONE 200/100 gained 10 bonus for meeting 2nd target :)
    2/ Check mystery shopping jobs in my area - DONE none :(
    3/ Check for any surveys - You Gov 50 :) Isay 5 :) Nectar 80 :)
    4/ Check freepostcode lottery - DONE not a winner :(
    5/ Enter 10 competitions - DONE :)
    6/ Check for new coupons - DONE - Dorset cereals games played for 3 points and £1.50 pasta and sauce coupons printed from MyMail :)
    7/ GiftHulk - DONE 816/700 inc 70 bonus :)
    8/ Superpoints - DONE 5 :)
    9/ Check banking online and update budget spreadsheets - DONE -nothing come out since Friday (thanks to al my NSD's) :)
    10/ No heating on until 5pm - DONE :)
    11/ NSD - DONE -No 4 this month - aiming for 14 :)
    12/ Turn off mobile whilst at home - DONE :)
    13/ Put up Christmas Tree - free entertainment for excited kids - DONE :)
    14/ Read book in bed instead of play on tablet this evening - nyway onto todays list:-
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 6 January 2016 at 1:44PM
    Well my little things made me just under £2000 last year so I'm determined to keep them up for the whole of 2016 starting from today :)


    So here we go. Today's list is:-


    1/ Swagbucks - DONE 72/72 (2nd target) bonus 7 :)
    2/ Check mystery shopping jobs in my area - DONE none close to me :(
    3/ Check for any surveys - DONE Nectar 22 :)
    4/ Check freepostcode lottery - DONE not a winner :(
    5/ Enter 10 competitions - DONE 26 entered :)
    6/ Check for new coupons - DONE - Dorset cereals games played for 3 points and two Mymail coupons printed totalling £1.50 :)
    7/ GiftHulk - DONE 815/700 inc bonus 70 :)
    8/ Superpoints - DONE 4 :)
    9/ Check banking online and update budget spreadsheets - DONE no new transactions :)
    10/ No heating on until 8pm - DONE :)
    11/ Turn off mobile whilst at home - DONE :)
    12/ Upload receipts to COS and Shopitize - DONE :)
    13/ Request payment from Quidco - DONE £34 waiting to be paid :)
    14/ Declutter one item from house - DONE loads of old receipts and junk mail put into recycling from kitchen :)
    15/ List item for sale on Facebook -DONE greetings cards £6 :)
    16/ Take down Christmas decorations (inc recycling cards into tags for next year)
    17/ Read book in bed instead of play on tablet this evening - DONE :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 January 2016 at 5:06PM
    Morning all,


    Its a wet and windy day here on the Norfolk Broads so a perfect day for "little things" :)


    Here's todays list:-


    1/ Swagbucks - DONE 119/97 bonus 10 swagbucks :) £10 Amazon code requested :)
    2/ Check mystery shopping jobs in my area - DONE no new ones but chased regarding an application I made for a job tomorrow :)
    3/ Check for any surveys - DONE Onepoll 10p, Nectar 2 :)
    4/ Check freepostcode lottery - DONE not a winner :(
    5/ Enter 10 competitions - DONE 10 entered :)
    6/ Check for new coupons - DONE - Dorset cereals games played for 3 points :)
    7/ GiftHulk -
    8/ Superpoints - DONE 6 :)
    9/ Check banking online and update budget spreadsheets - DONE lots of bills gone out and mobile bill higher than expected :(
    10/ No heating on until 5pm -
    11/ Turn off mobile whilst at home - DONE :)
    12/ Return/renew library books due back today to save fines - DONE and got out Jamie Oliver's Save receipe book so might try and make a few meals from that :)
    13/ Declutter house - DONE downstairs bathroom decluttered and a further 14 items given to the bin :)
    14/ List item for sale on Facebook
    15/ Take down Christmas decorations (inc recycling cards into tags for next year) -didn't get round to it yesterday - DONE although tags still to be made :)
    16/ Look into returning Christmas jumpers not worn - DONE £40 refund from Tesco (also included a couple of pairs of slippers which were too small for son and £23.00 from Asda for my Christmas jumper (which was a tad on the small side so never wore and a pair of jeans bought for my daughter but she hated) so in total £63 refunded to my account - happy days and less clutter around the house :)
    17/ Read book in bed instead of play on tablet this evening -
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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