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Struggling need help and advice ๐Ÿ˜”๐Ÿ˜”๐Ÿ˜”

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Hi everyone im new to this but really need help!!!!! im currently in a trust deed for all my unsecured debt which I was paying ยฃ480 pm this was my husband as well. I have a secured loan on my property which I have fallen in to arrears with and they now want double my original monthly payment now ยฃ1068. my trustee has reduced my payments to ยฃ200 however im struggling big time I hardly have enough for basic essentials such as heating and food at times. im so depressed I just want to hand my keys back. my parents have been great but theyre not exactly in a position to pay my bills. they have said myself husband and 2 children can go live with them. im also in arrears with my mortgage ยฃ968. Please can someone give me some advice. I have an app with citizens advice but I was told because I have a trust deed there wont be much they can do.

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  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
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