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Applying for a Mortgage, but i am an ex bankrupt and had a house repossessed
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So would II am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Could be all sorts of reason. Our application was referred, and I got really worried, but it turned out to just be that they had trouble automatically matching up my credit record because one of my previous addresses was a flat.0
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Does your husband earn enough to have the mortgage solely in his name?I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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Thanks mynameisclare.... Fingers crossed:)
There is only way I will find out and that's tomorrow when we have an answer :cool:
I have rebuilt my credit and it shows I am a good payer and have nothing outstanding.
Silver car - No, due to the house price we are applying for.0 -
Blonde29 - did you get an offer? In their lending criteria it says 15% deposit which is why we haven't considered them (er have 10%).£2 Savers club £0/£150
1p a day £/0 -
Presumably it was declined, as four days later and onward every post is about a Nationwide application.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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