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CapQuest Orange CallCredit

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CapQuest Orange CallCredit


Hi I'm not sure where I should put this sorry if it needs moving I don't know.


I had a contract with Orange; I missed a payment and it defaulted. On my CallCredit report it shows up as account started: 11/8/2009 defaulted: 12/04/2010.


I made weekly payments of £20 by standing order between 6th January 2012 - 2nd March 2012 looking back at statements using online banking. So I paid £180 but only £130 has been taken off the balance. Also it lists the last payment as being made in May 2013.


So there's money missing and incorrect dates of payments.


How should I go forward with this now? As they rang me today 6th February 2015 but I wasn't in to answer.

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Is the account now paid off and not showing it, or is it simply a matter of the amount still outstanding being slightly wrong?
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Thank you for your reply :)


    No there's only £161 remaining. What can I do?
    Can I tell them it's wrong and send the proof and they'll change it and could I use it as bargaining power to get a cheap final settlement. I'm not sure I trust them as they've entered false information on my CallCredit report.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    are you sure collection fee and that its just not callcredit lagging
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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