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Made it.

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Although I've not been on these boards for some considerable time I always vowed that I'd post once I'd completed my journey to being debt free.
Well here I am. My journey started in 2008 when I faced up to the fact that I had just short of £50,000 of unsecured debt.
I was reading this forum constantly and it was where I found the strength and inspiration to deal with my debt problem.
At the time it seemed insurmountable but with the advice and help gleaned from total strangers on this forum I managed to successfully fight off a charging order application and was directed to a non fee paying debt management scheme.
Thank you to all the unnamed strangers whose posts gave me hope in the small hours whilst I lay awake with worry. Thank you to the same unknown strangers whose experiences and advice steered me in the right direction.
For those still on the journey or just starting out believe me the end comes quicker than you would imagine and you will all soon get there keep the faith it will happen for you too. All the best to you all and God bless.

Comments

  • Wow! Congratulations! That's a lot of money to repay and it's been a long journey so well done for sticking to it. May I respectfully suggest you change your user name now to something like 'wow with wonga'!
  • Well done! that's fantastic.
    Wobbling my way out of debt one month at a time

    Credit Card £0/£3,161 0% interest PAID IN FULL 29/01/2021
    Loan £0/£23,179 5.4% PAID IN FULL 31/08/2020
    Total £0/£26,340 100%
    DEBT FREE AS OF 29/01/2021

    wobbling-my-way-out-of-debt

  • LannieDuck
    LannieDuck Posts: 2,359 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Congrats! :T
    Mortgage when started: £330,995

    “Two possibilities exist: either we are alone in the Universe or we are not. Both are equally terrifying.”
    Arthur C. Clarke
  • Well done and thanks for sharing. As someone still on the journey to being debt free it is great to see it can be done.
  • twiggy86
    twiggy86 Posts: 2,681 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Well done! :j
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,555.00
    Total paid off - £10,045.89 (64% paid off)
  • That's really inspiring - well done! :T
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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