What should i do with defaults on my account?

cduuffo13

I am reading mixed reviews about what to do with defaults on my credit report. I have 4 Defaults which are listed below.


Capquest Investments LTD

£ 244

09/01/2015
Default
Date of default
08/06/2009




Lowell
£ 974

23/12/2014
Default
Date of default 10/01/2011






Lowell
£ 3,001

23/12/2014
Default
Date of default 20/08/2010



Lowell
£ 288

23/12/2014
Default


Date of default 26/05/2013




And I have 4 up-to-date accounts.


My Capquest account is basically 4 months away for the 6 year period and was from a very old vodaphone contract that I disagreed with as they added excessive charges which I believe shouldn't of been their.


As for my 3 Lowell accounts.
the £3000 is from a bank that I lost my job and couldn't pay back and now I have set up a standing order for £1 a month


the other 2 Lowell accounts.
Are basically not being paid. I actually don't even know what they are for. I am going to look into this and find out. I think one is from orange which they charged me for a phone contract I sent back to them am not sure what the other one is.


What is the best thing for me to do? I have no idea.


thanks

glentoran99

pay them if you owe them. not sure what else you are looking for here, YOu dont pay them you could end up with CCJ's

happy_bunny_2

Find out for sure what they are for and they are yours.

How much can you afford to pay as lump sum or per month.