We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Want to become a Forum Ambassador? Visit the Community Noticeboard for details on how to apply
Can I do it?
Comments
-
Oh yes, what a day!! Stayed up till midnight last night waiting for my wages to come in so I could pay off my littlewoods account down to £0!!! And I did and it FEELS GREAT! Love seeing that little green zero in my signature, cannot even imagine what it's going to feel like when I'm doing that for my Barclaycard.
Went shopping as well, lots of frugal shopping at Morrisons AND I bought £60 Next gift cards to make the Next payment with which gives you 1p off per litre of fuel, so filled the car up and saved 6p/litre :t
What else? dogs food was on offer, got the felt I need to for the shed roof and that was it, no other shopping, no daft unnecessary purchases, just home again to make soup for tea and tidy up, smug in the knowledge the Littlewoods account I
I have had for YEARS and have spent THOUSANDS on will soon be no more, no more monthly payments. What's next, bring it on!Barclaycard [strike]£2750[/strike]/£2600 Lloyds CC [strike]£598[/strike]/£598
Littlewoods [strike]£285.17[/strike]/£0 :T Next [strike]£586[/strike]/£370
First Direct OD £240 Lloyds OD £100
Debt Free Wannabe - LBM 1/2/15 Total [STRIKE]4559[/STRIKE]/3908 14.3%0 -
Well done Positively! Sounds great! I am currently wishing away the next two days so we can balance up our YNAB budget at the end of the month and celebrate - barring any disastrous spends over the next two days it has been our leanest month ever (and doesn't even feel like we missed out on anything)!
Last year since buying our house in April we spent an average of £4045 / month - over £1000 more than our average income!! That's how we got into this mess.
This month so far *fingers crossed* we have spent £2552.98 - that's over £1000 less than this month's income. Woohoo!!Cleared my credit card debt of £7123.58 in a year using YNAB! Debt free date 04/12/2015.
Enjoying sending hundreds of pounds a month to savings rather than debt repayment!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.5K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards