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life insurance/mortage cover
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PPI is short term insurance. It is typically underwritten at point of claim and only pays out for upto 12-18 months.
PHI is long term insurance. it can pay out until your selected end age and is underwritten at point of sale (they ask medical details at the start). PHI does come in a range of covers. Some of which are very budget in nature (more restrictions/limits). So, its not something that can be compared on price alone.
Brilliant thankyou for your help.0
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