Debt Free Hope.....One Day Home Owner again?

Rubyblossom

So I am not new, but I have barely used the site since I joined. Maybe that is why I am in debt.

The reason I am writing this is maybe to help motivate me. A bit of accountability. So if anyone sees me making excuses, please feel free to call me out!

These last few week have been horrendous really. I am at the limit of everything. Every week I have been holding my breath too petrified to see if I have enough money to pay the rent/feed myself and kids.

I saw Martin on This Morning one day this week, and he advised where to start. First he split the kind of problems. I fall into the need to look at my interest rates on the debts and choose which one to pay off.

I need to make my budget again. I am tired and upset. It is my fault and I need to get sorted. That's why I have given it a positive title. I need to sit down and do this.

I made a good start today, I made a post asking for help about me thinking I need a coat, but I don't, so I haven't.

So excuse number 1, evenings are difficult to sit down due to a problem I have I dont want to post. This leaves me exhausted. So I am going to get up half an hour earlier in the morning to sit down and start to sort my mess.

1. Budget.
2. Organise debts by interest rate.
3. Start looking for things to sell on facebook.

Wish me luck.

Upsidedown_Bear

Look forward to hearing about your plans. Do post your SOA here or on the main DFW board if you want others to have a look and make suggestions.

Good luck

January2015

Well done on posting and starting to deal with the problem. You can (and will) achieve your goal