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Diary of my new life !!!

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  • zavarony
    zavarony Posts: 419 Forumite
    I found €9 in my paypal account I'd forgotten about, so that chucked into the mortgage pot is just enough to tip it over into another month :beer: So the new end date for my mortgage currently stands at July 2030 ... only another 11 years 1 month to get it where I want it :o:D But, this does mean that in the last year I have knocked 5 years off my mortgage term :j :j

    Right, time to get out of bed :eek: I need a quick shower before I go and se my friend :D[/quote]


    WOW Benben - how amazing must that feel, knowing that you have made all that difference to your mortgage in 12 months!!!! - Way to go :T

    I just hope I can do the same - you are definately an inspiration....

    Zav
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Yep Chip, that sounds like my ds's idea of heaven! :rolleyes: :D He came back from his dads grumpy as hell tonight, he was sooo tired :o He went straight to sleep then I did my 30 minutes of Wiifit :D My stomach muscles were aching today from the hula-hooping :j and I havent eaten as much junk as normal ;) Today has also been a no-spend day :T :T
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Chip_Hazard
    Chip_Hazard Posts: 529 Forumite
    Part of the Furniture Combo Breaker
    I got myself a free exercise bike off Gumtree last Thursday. The woman was advertising it for nothing so it cost me the petrol to Box ( about 15 miles away ) to collect it. I've swapped it for one my ex-wife didn't want anymore and it's in a discreet corner of the front room now. Tomorrow I start half an hour a day on it, I'd like to do more but I reckon you have the right idea by taking it steady and doing it consistently....:T
  • tigzem
    tigzem Posts: 2,361 Forumite
    See you on fri xxx
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    See you on fri xxx

    :o:o:o I thought it was thursday?? and I'm not on half-term till next week :o:o thursday 29th?? Aaaaagh!!! Let me know if you had a different date in mind :D:D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Doh !!!! Just realised, when you said see you friday, you meant you'd be back here on friday, as in, online :o:o:o:o;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I've managed a no spend day today :j and my tax credits and child benefit went in and it was €27 more than I'd bugeted :beer: so €13 of that will be moved to my bills account so it doesn't go overdrawn this month, and the other €14 will be used on treats in half-term next week :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Evening all ... today has been a low spend day again, I only spent €1.45 on milk :beer: I have claimed €20 for the focus group I did online last week :j and the money I moved from the mortgage pot into my account last week has cleared today, so I can pay another chunk off the mortgage tomorrow after work :D
    Only a couple more days left at work till half-term now ;) I can't wait :D Right, feet up, footie about to kick off and a cup of tea in my hand, heaven :D:D:D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Today has been a no spend day again :beer: and also I went to the bank to pay off the money that was in my mortgage pot, so that is another €635 winging its way to my mortgage account :j :j It always freaks me out a bit when I make an overpayment, its a wierd mixture of pride for achieving it and fear in case I suddenly need the money for something else :o:D

    One more day till half-term ;):D I can't wait !! I've got quite a few bits planned now for next week; I've got a couple of mystery shops on saturday, a bbq on monday, helping mum and dad move into their new house on tuesday, a friend coming round for dinner, a few glasses of wine and a sleepover on wednesday, seeing Tigzem on thursday, catching up with a coupe of other friends on friday and then ds will go to his dads at the weekend :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Just spent an hour and a half catching up on all the surveys in my inbox :eek: I only completed a few as I got sceened out of a lot of them :rolleyes: :D
    I've had a bath and now I'm just vegging on the sofa and catching up on here ;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
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