We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
should i cancel these unused accounts to help with mortgage
pamelab21
Posts: 341 Forumite
we have yet to market our property and find another but I am thinking ahead as we will need to ask for more money to move.
I have two store cards (Debenhams and Next) both currently unused, one hasn't been used for poss two years and the other for over 8 months. Would it look better if I had these accounts closed or should we leave them open?
We have no other debts, no HP, no loans, a credit card each which are both cleared monthly, a mobile phone each which never go over the low contracts that we have.
I have heard it can go against you if you don't have enough?
should add also that the accounts I was going to close were only opened to get discounts, they were cleared in full after the first purchase and never used again.
I have two store cards (Debenhams and Next) both currently unused, one hasn't been used for poss two years and the other for over 8 months. Would it look better if I had these accounts closed or should we leave them open?
We have no other debts, no HP, no loans, a credit card each which are both cleared monthly, a mobile phone each which never go over the low contracts that we have.
I have heard it can go against you if you don't have enough?
should add also that the accounts I was going to close were only opened to get discounts, they were cleared in full after the first purchase and never used again.
0
Comments
-
Probably won't make any difference. Though there's no harm in doing some housekeeping and keeping matters neat and tidy. Particularly if you've no plans to use ever again.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards