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First Time Buyer Mortgage App... Help
stressd12
Posts: 2 Newbie
Hi All,
New to all this so sorry if this has already been covered, I did try to see.
Basically we have got our MIP and applied for application straight away, we have just recieved email to say that we need to send over 3 months more bank statements for OH, Oh is self employed with 18 months books but is part of CIS scheme so mortgage adviser said Halifax should be ok with us.
We have sent off Me:3 months payslips, 3 months Bank statements
Him: 3 months bank statements, 6 months pay slips.
Is this normal to have to send more payslips... is it anything I should be worried about?
Would appreciate any advice please.
Thank you
New to all this so sorry if this has already been covered, I did try to see.
Basically we have got our MIP and applied for application straight away, we have just recieved email to say that we need to send over 3 months more bank statements for OH, Oh is self employed with 18 months books but is part of CIS scheme so mortgage adviser said Halifax should be ok with us.
We have sent off Me:3 months payslips, 3 months Bank statements
Him: 3 months bank statements, 6 months pay slips.
Is this normal to have to send more payslips... is it anything I should be worried about?
Would appreciate any advice please.
Thank you
0
Comments
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Six months invoices and six months bank statements to evidence receipt of the payments is standard with Halifax on CIS cases.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Ahh thank you Kingstreet for the reply, Never been so stressed, scared of a decline.0
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