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£90,000 loan advice needed
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It says this for the existing bonds on PO's website:
From that, it sounds like they'll only give you your money if you have exceptional circumstances AND they'll still charge you for it then. Doesn't seem like you'll get it out without a good reason.After the bond is opened you won’t be able to close your account; and access your money unless it’s due to exceptional circumstances and a fee may apply. If the interest you’ve earned doesn’t cover this, you may get back less than you put in.
For this sort of issue, forums like MSE are much more useful than the CAB.Ray_Alexander wrote: »You could try Citizens Advice - no don't laugh, but they have access to wealth of knowledge and be able to help - or point you in direction of someone who can.Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0
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