State pensions amounts

denwyn

I live with my partner, we own our own home. At present I am working past retirement age and get a State Pension of £588 per month, plus two occupational pensions per month and a regular wage from my employment. I am retiring in July / August of this year. My partner at present gets a occupational pension from her previous job, and will reach the age to get her state pension in September. When she starts getting her state pension in September, will it affect my state pension, I'm trying to work out what my income will be, and am wondering if they will reduce my state pension.

xylophone

The fact that your partner (your wife?) receives her state pension should not affect yours.
https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/373460/dwp040-oct14.pdf

If your partner has a GMP on her occupational pension, she may find that increases on this are applied differently.

McKneff

Everyone gets a state pension in their own right now.


With the exception of spouses who have not paid enough NI at pension age and so claim on their spouses ie 60% of the full state pension

jamesd

Are you worried about your income level? Do you have savings?

I'm asking because if people who reach state pension age before the flat rate comes in defer their state pension it increases by 10.4% a year, pro-rated for shorter times. It's one of the best pension deals around. The amount increases with inflation. You can defer once even if you have already claimed your state pension.

The large increase makes deferring for a while a very good deal for people around state pension age who are in normal good health. Provided they can afford to live while not getting the state pension during the deferral time.