Mortgage help

devilgirls1

I will be visiting a broker soon but before I go would like to know if the following information allows me to obtain a mortgage I need

I have an apartment with £68000 outstanding and has a consent to let (currently let at £660 a month and mortgage payment is £300. Apartment has only been let from Jan 15. (Apartment was on sale for 2 years but sale fell through)

I have no credit cards or any outstanding finance

Basic salary £22,000
Bonus per annum £8,400 (700 a month)
Overtime per annum approx £6000

I know bonus and overtime are not guaranteed but I have over 12 month payslips with bonus and overtime

Deposit saved £56,000 and I wish to buy a property I have offered on for £200,000. Could any mortgage brokers recommend which lenders take the a higher percentage of bonus and overtime in to consideration and if anyone can recommend brokers in Bradford Area

Many thanks

ACG

I think this is going to be very very tight.
Were not allowed to recommend lenders on here as although they may accept the bonus/OT there might be something else they do not accept.

Personally I would finid your broker and work with them to see what is possible.