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Overdraft - beaten!

This month, I didn't have to go into my overdraft before payday, for the first time in my adult life! (I'm 32...)

Very chuffed with that! Now just a personal loan and a credit card to beat.

Anyone else passed a milestone recently?

Overdraft: [STRIKE]£1,528[/STRIKE] £0 :) | Car loan: [STRIKE]£6,671[/STRIKE] £0 :) | Credit card 1: [STRIKE]£564[/STRIKE] £0 :) | Credit card 2: [STRIKE]£4,689[/STRIKE] £0 :) |
Total:
[STRIKE]£13,452 (Sep '12)[/STRIKE] £0 (Jul '17)
:beer:

Comments

  • Very well done :-)

    I cleared my overdraft a few years back with a debt consolidation loan. I am paying that back slowly but surely. Its great seeing a positive balance on your account at the end of the month.
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Congratulations to you, I bet that felt amazing!!!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Well done! I love milestones, they help to keep me motivated and on track.

    I have a big milestone coming up soon when I will hit the 15k mark ;)

    Ellie x
  • greensalad
    greensalad Posts: 2,530 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Fantastic news! One day I will feel that feeling too! Good on you, it must be an amazing feeling to have all that money be "yours".
  • Well done amazing isnt it
    ?x

    Paid off all Catalogues 10.10.2014
  • Ratison
    Ratison Posts: 263 Forumite
    Debt-free and Proud!
    Tomorrow when my pay goes in, I'll be paying my overdraft off too! Hurray!
  • This month, I didn't have to go into my overdraft before payday, for the first time in my adult life! (I'm 32...)

    Very chuffed with that! Now just a personal loan and a credit card to beat.

    Anyone else passed a milestone recently?

    Well done for getting your act together. I'm a lot older than you and I'm just beginning to sort myself out :).

    My milestone this year was not using a credit card to pay for Christmas. And I only dipped into my overdraft for two days in January and don't expect to do so at all in February so I hope to be joining you in the over-draft free zone :T.
  • Seanymph
    Seanymph Posts: 2,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    YAY! Well done you!
  • DD265
    DD265 Posts: 2,231 Forumite
    Part of the Furniture 1,000 Posts Homepage Hero Name Dropper
    I have to say the best feeling in the world was cancelling my overdraft. I felt like I had been set free! :cool:
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