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PhD scholarship and TWAs - will I ever get a mortgage?
windmillsandsunflowers
Posts: 1 Newbie
Hi everyone,
My partner and I first time buyers looking to buy a property valued at about £270,000. We are in our early thirties and have a 10% deposit saved up. My partner would be the main applicant; he has a full time job and earns over £44,000. I am a PhD student with a tax-free £20,000 annual stipend which runs until the end of October 2016. I also earn around £10,000 per year on Temporary Worker Agreements for teaching. This income is a bit erratic but I have records of it coming in since June 2012 and TWAs in place until June 2016.
My research so far seems to suggest that none of my income can be counted. Is this right, or am I just looking in the wrong places?
Very grateful for any advice or suggestions!
My partner and I first time buyers looking to buy a property valued at about £270,000. We are in our early thirties and have a 10% deposit saved up. My partner would be the main applicant; he has a full time job and earns over £44,000. I am a PhD student with a tax-free £20,000 annual stipend which runs until the end of October 2016. I also earn around £10,000 per year on Temporary Worker Agreements for teaching. This income is a bit erratic but I have records of it coming in since June 2012 and TWAs in place until June 2016.
My research so far seems to suggest that none of my income can be counted. Is this right, or am I just looking in the wrong places?
Very grateful for any advice or suggestions!
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