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First time buyers

Hi all,

Me and my partner are looking into buying our first home together, we both currently live with our own parents and want to be together. We have both started saving and have been looking at our options with help to buy scheme etc.
However I have one worry, I am currently at university and will be for the next 3 years. My partner is working full time and earns £24,000, whilst my income is £3600.
Would we be able to get a joint mortgage whilst I'm still at university?

I'm grateful for any advice.

Comments

  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes, but the amount you can borrow will be lower as a consequence.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • amnblog
    amnblog Posts: 12,761 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Post university and once in settled employment would be the time to buy.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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