The sun is up the sky is blue. Theres not a ...

Zulu_Dawn

...cloud to spoil the view and I'm happy, happy in my heart.

OK I may have the biggest debt in the world and the prospect of buying only from the sell by today counter and driving the same battered car for the next twelve years but on the plus side,

• No creditor has hassled me for several weeks
• I am back with my family and enjoying their company after three weeks away
• I have just managed to get a 50% reduction on my car insurance saving £200 per year.
• I finished the last Harry Potter which I loved and which made me cry
• I am shortly going on holiday paid before my true DFW days. It will be my last for some time so I am determined to really enjoy it.
• My DMP is holding up. I even managed to get Capital One to accept a reduction in my monthly payment from £45 to £43 and they are continuing to freeze interest.

The reason for sharing my positive thought here is that I would imagine my crcumstances are in many ways more long term than others. My debt free date is still around 12 years away.

However I have made huge progress in the 12 months since I discovered this website and feel so much better for the changes and sacrifices I have made.

If I could just now shed 30lb my happiness would be complete.

It is possible to deal with debt if you listen to the wise words from the good people on this site and change your life accordingly.

Best wishes to you all,


ZD

BlondeHeadOn

Lovely post, thank you - cheered me up! It's so nice to hear when things are going well for people - I am very very happy for you.

And even better, the long range weather forecast is for some nice settled weather with high pressure do chance of lots of sunshine :j :j

I hope you have a great holiday, and thank you for brightening up my day today.

Karmacat

:T :T :T Hey, ZD, thats so lovely to read!!! :T :T :T

Have a lovely, lovely holiday - you've had some traumas these last few months, as you say its time to enjoy the holiday now. Stay with the dfw-ness as much as you can, but don't sweat it, have a great time!

southernscouser

Here's to the next 12 months ZD! :beer:

immoral_angeluk

Couldn't have put it better myself. Nice one ZD.

immoral_angeluk

southernscouser wrote: »

Full frontal boob nudity rocks!

Sorry SS it has to be said..... what the?? :rotfl:

southernscouser

immoral_angeluk wrote: »

Sorry SS it has to be said..... what the?? :rotfl:

In honour of Studentphil! You have heard of him, right? :eek: :rotfl:

spud30

southernscouser wrote: »

In honour of Studentphil! You have heard of him, right? :eek: :rotfl:

SS, I certainly didn't expect that statement to be referring to a bloke called Phil :rotfl:

jo1972

Well done ZD, enjoy your holiday - you deserve it! :beer:

trundles

Fantastic, enjoy your holiday I have also just finished Harry Potter and it made me cry lots!

Have a fab time