Take NHS pension and keep working?

CharlieR_2

My wife works for the NHS. She is 67. She would like to take her pension now, using part of the lump sum to pay off credit card debt. If she does this can she keep working for the NHS? If so, does she stop paying in to her pension?

Any advice appreciated. Thanks.

HOWMUCH

I think she will not be able to pay into the NHS pension once she has taken it. As far as I am aware all my friends have normally left for a month and then returned on a different contract. The government want everyone to be in a pension scheme whilst working so will have to decline this is what I will be doing come September, she needs to discuss her plans with HR are they will to re-employ her etc.

Not sure if they still do the 24hour break as I don't know anyone who has taken it.

kidmugsy

HOWMUCH wrote: »

Not sure if they still do the 24hour break as I don't know anyone who has taken it.

A friend of ours took the 24 hour break in 2014 (GP scheme).

xylophone

http://www.nhsbsa.nhs.uk/Documents/Pensions/Working_After_Retirement_Factsheet_%28V2%29_04.2012_.pdf

http://www.nhsbsa.nhs.uk/Documents/Pensions/Maximum_pensionable_membership_and_age_restrictions_from_01.08_Factsheet_%28V1%29_-_02.2013.pdf

Seem relevant.

Your wife could start a personal pension.