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drawdown in bonds, how do you access more than the dividend

stu12345_2 · 2015-01-24 15:03:16

if you design a drawdown portfolio pension that you need to access not only the dividends, but also the capital, but want it low risk, how do you do that if it has mostly bonds in it that pay out a % . i cant figure out how you do that. if say flexi drawdown , how to you actually use the capital within a say 15 yr bond, a…

Comments

stu12345_2 Posts: 1,576 Forumite

24 January 2015 at 8:08PM

i was thinking that way such as corporate and gov bonds, so they pay interest, eg divident, but you can draw on them too, eg sell each chunk.
so if you can and they pay higher return than money market in flexi drawdown, is it better to be more bonds than cash if you can effectively sell them at the same rate as cash in money market

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