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Is there need for a broker

Hi,

Im relatively new to the mortgage game so my experience is up to scratch as others having only had a mortgage for 4 years but ive seen what looks like a good deal online but is it worth getting a broker involved?

What do they do differently that i couldnt do myself? Are they worth the fee / hassle if the product ive found im happy with?

Thanks

Comments

  • ACG
    ACG Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    You might have found a deal your happy with, but will the lender accept you?
    have you checked their criteria against your circumstances?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog
    amnblog Posts: 12,762 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A presumption that using a broker is more 'hassle' than applying direct to a lender, will quickly be rebuffed by reading numerous posts on this forum.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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