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help

I have been separated from my husband for five years, he was paying the mortgage until 2014 when my youngest daughter turned 18, we then agreed to pay half each but for the last 2 months he has failed to do, I am now getting countless phone calls and letters from the mortgage company asking me to pay the arrears, would I be able to re mortgage on my own

Comments

  • amnblog
    amnblog Posts: 12,764 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Presumably, this missed payments are now showing on your credit file which leaves you with a problem.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you can find a lender willing to lend to you, you will require your ex's written agreement to the transfer of equity which will see him removed from the ownership of the property.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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