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  • PlutoinCapricorn
    PlutoinCapricorn Posts: 4,598 Forumite
    Part of the Furniture Combo Breaker
    I was confused about whether your Christmas and birthday present costs were monthly or annual. If monthly, I can tell you that charity shops are a wonderful source of cheap presents: the less I spend the more people like what they get!

    Do you really need a landline? I have a cheap PAYG mobile and mobile broadband for my laptop. I try to reduce the usage by going to the library and other places for free WiFi (nothing confidential though).

    What health supplements exactly are you taking?
    Who having known the diamond will concern himself with glass?

    Rudyard Kipling


  • selfemployedandunwell
    selfemployedandunwell Posts: 8 Forumite
    LittleMissGiggles123 wrote: »
    I think people would advise against this, turning your unsecured debts in to secured.

    I think there's so much on this site to get through before making any decisions but thats just an idea... maybe or maybe not a good one!:)
  • selfemployedandunwell
    selfemployedandunwell Posts: 8 Forumite
    Just want to say I am very grateful for all your replies. I never thought that I would get so much helpful info at once! Please bear with me though as I sometimes drop off the map because I cannot use the computer for hours at a time.
  • prosaver
    prosaver Posts: 7,026 Forumite
    Part of the Furniture Combo Breaker
    Why do you not have to pay insurance and car tax?
    “Life isn't about finding yourself. Life is about creating yourself.”
    ― George Bernard Shaw
  • selfemployedandunwell
    selfemployedandunwell Posts: 8 Forumite
    prosaver wrote: »
    Why do you not have to pay insurance and car tax?

    Tax is free because of disability and my partner pays the insurance on the car:)
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