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First Time Mortgage Plus Loan Help Please
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Matt_M_3
Posts: 20 Forumite
Hi all
Has anybody on here got a mortgage and consolidated a loan on top?? Even if its a managed loan??
Im in a dispute with my bank with it at the moment but if all doesnt work out i just want a mortgage. I am on a good wage and got a good credit history i am affording the loan comfortablely.
Will i have trouble getting a mortgage tho??
any advice would be grateful
Matt
Has anybody on here got a mortgage and consolidated a loan on top?? Even if its a managed loan??
Im in a dispute with my bank with it at the moment but if all doesnt work out i just want a mortgage. I am on a good wage and got a good credit history i am affording the loan comfortablely.
Will i have trouble getting a mortgage tho??
any advice would be grateful
Matt
0
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Hi Matt
I would need more information before I could answer that
can you be more specific with facts and figures?I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
MortgageMamma wrote: »Hi Matt
I would need more information before I could answer that
can you be more specific with facts and figures?
My gross salary is £21000
My partners is £8000
She gets child support of £2400 a year off ex partner
My net take home is £1380 pcm
My partners is £600 pcm
My managed loan balance is £16000
My partner has no debts
We have funds for deposit
I pay at the mo £367 pcm a month on my loan.
I also have credit cards but been told that i would have to worry about consolidating them.Just get them onto on (maybe MBNA) for interest free balance transfer??
Matt0
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