Just need reassurance please :)

hieveryone

ACG wrote: »

Did she not want to know during the factfind?
If you gave her the information she may be able to provide it herself.

Follow your brokers lead would be my advise. Trying to pre-empt it could cause more problems than it solves.

Yes, she knows the facts, the dates and that it was fully paid.

As I said this ended in Jan 2010 and was also at a previous address, more than 3 years ago.

According to their own criteria, they accept people with much 'worse' histories than mine, so I am hoping it will be ok.

hieveryone

If all requests for info have been received and marked as satisfied, and a request for valuation is being put forward - is that a good sign??

hieveryone

So my application is in and all documents requested have been sent and marked as 'satisfied' on their system.

A valuer has been out to the new house, but not had any feedback from that yet.

I have received a letter from my bank to say that as part of a normal review of my credit card, they have decided to up my credit limit.

Will this affect the mortgage application? Should I call and refuse this increase of credit limit? Bank is RBS.

Thanks