New pension provider for old pensions?

mazzer59

I have 3 old pensions (amounting to 50k) that aren't performing well and want to move them, either into another existing pension (virgin money) or elsewhere. IFA has suggested Royal London but it's 4% fee to transfer into it, although it looks as though the better performance would make it worthwhile. Anyone any views about RL or an alternative?

xylophone

You could consider DIY transfer?

https://www.gov.uk/transferring-your-pension/overview

http://www.cavendishonline.co.uk/pensions/transfer-your-pension
might be worth a look?

http://www.cavendishonline.co.uk/pensions/stakeholder-and-personal-pensions/scottish-life/

http://www.hl.co.uk/pensions/sipp/transfer-to-the-vantage-sipp