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remo questions ,

Ok so to make a story as short as possible,

My flat is on consent to let,

Living with partner who's fixed deal is now ending, Looking at doing a remo in joint names, went to post office, reasonable deal, but they cant do joint names as i already have my own residential,

So anyone have any experiences of any lenders who dont mind if you have more than 1 in this circumstance,

or can we remo in her name and then just add me on after? ,

Comments

  • MLSY
    MLSY Posts: 53 Forumite
    hi asus

    if you have consent to let on the flat most lenders will consider a joint application

    depending on the monthly payment and the rental income each lender will have different calculations as to how it effects your affordability on the new application

    regards Ian
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a Mortgage Adviser, feel free to check our website for our registered number. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Many thanks for that, Yes i have a consent to let on mine,

    Post office (bank of ireland) said they couldn't consider joint as it would mean i would have more than one residential though i couldnt find it in there criteria, ( though i know published is not exhaustive)

    Any sort of general direction to head or just a case of ringing and asking ,

    Many thanks again,
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