Court delay

truffsie

Hi penguin83 many thanks for your advice. Would it be ok for either me or my husband to press for earlier date/ complain if necessary on her behalf as I don't think she's up to it at the moment. Also, could it go against her later in any way, if we do? Thanks again.

Posthinking

It woudn't have repercussions. Once the Br order is signed. that's it

penguin83

Yes you can do it on her behalf. They will probably ask to speak to her first just to confirm its ok to discuss it with you. It wont go against you in any way. The court staff will have no control over your case anyway (as long as you're not aggressive!). Just remember to give compliment if its due as well as this can go a long way. We are currently under pressure with the increasing workload not just from bankruptcy but repossessions, general debt, compensation claims, family matters and bank charge claims. As ever no increase in staff to cope with this! But at the end of the day we are a public service and if you dont think you are getting that service you have every right to complain x

truffsie

Thanks again penguin83. I'll speak with her tomorrow and then do as you suggest. Will post outcome as soon as poss. All the best for now.

PixiePie

Can I just quickly say thank you to Penguin for a) showing that people that work with BR are humans with a heart and b) for some jolly helpful inside information.
Thank you

rog2

Hi truffsie - there IS another way to get over your immediate problem of getting your salary paid. If you purchase a pre-paid credit card, such as 'my cashcard plus' you can arrange for your salary to be paid directly in to it.
Equally, because it is NOT a credit card, in the true sense, you do not need to declare it to the OR.

Kj123_2

This may help your sister with respect to her salary payment.

When I knew everything had gone wrong and started seeking advice with respect to my debts I opened another account with Abbey.

I have a terrible credit history and would never have gotten a normal current account, but they do a basic account. They do not do a full credit search for this, just a check of the electoral role.

The account may be closed when she is finally declared BR, but at least she will have a solution to see her through.

Hope this helps.

Posthinking

rog2 wrote: »

Hi truffsie - there IS another way to get over your immediate problem of getting your salary paid. If you purchase a pre-paid credit card, such as 'my cashcard plus' you can arrange for your salary to be paid directly in to it.
Equally, because it is NOT a credit card, in the true sense, you do not need to declare it to the OR.

Don't they charge rog? Maybe not a good idea for someone in that situation

wherediditallgo

Personally, I'd wait to see what the court have to say before applying for the pre-paid card. The card is very useful, but it does cost to get it & to run it each month, so it might not be a good idea to start paying for a card that she may not actually need in the end. If the best the court can do is apologise & say that she's still got a long wait ahead of her (no matter how much she complains, if no-one can see her, no-one can see her), then a card with a monthly fee might be better than one that charges per transaction if she's going to use it for her salary, as she can then use it as much as she needs during the month without lots of transaction charges on top. There are a few of them around, so she'd need to look at them & decide what's best for her needs.

rog2

Posthinking wrote: »

Don't they charge rog? Maybe not a good idea for someone in that situation

Yes, they DO charge - if she goes for the cashcard gold there is an initial charge of £9.95, for the card, and a monthly charge of £4.95.
The only thing is, that it could be a short term solution, given her circumstances. I would not recommend opening a basic account until after she has been declared bankrupt.