Will my wife's pension rise ?

cslogg

My wife and I will both be reaching retirement age before the new rules come into force.However we seem to remember that the wife's pension would increase once the husband has reached retirement age as long as the husband was fully paid up with NI? Does this still apply?My wife was paying the married woman's contribution so is now on reduced pension.

xylophone

http://www.ageuk.org.uk/Documents/EN-GB/Factsheets/FS19_State_Pension_fcs.pdf?dtrk=true

atush

yes, she should get 60% if she is currently getting less.

cslogg

She actually takes home £303 per month at the moment and I reach retirement age next January.

greenglide

Which is just over 60% of the basic pension of £113

atush

So she may not get a rise?

Does she need this pension, or do you earn enough for you both to live on? she could get 10.4% more for every year she defers and she is allowed to defer now even after taking it?

xylophone

A Category B pension (see link) is worth £67.80.

You say that your wife receives state pension of £303 a month - a "thirteen month year"?

This would indicate a pension of over £75 a week which is more than a Cat B pension.

xylophone

Married women and state pensions
Standard Note: SN 1910
Last updated: 28 October 2014
Author: Djuna Thurley
Section Business and Transport Section

The above PDF can be downloaded - it gives a very full explanation.