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Debt free by December?

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  • tallyhoh
    tallyhoh Posts: 2,318 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ummmmm, his start date for work is mid September, in my books thats about 6 weeks away.
    I really think he should get ANY job till the. I know you have said that paying his debts off won't cause you any grief THEN you said that you had argued about it?? If you feel resentment now then imagine what you will feel like in 6 weeks time when he has been sitting about and you have been doing 2 jobs to pay the debts off.

    Oh, dear, I really would like to make a positive remark: I hope all goes well and you have a happy life together, sorry for sounding like your family.
    Tallyhoh! Stopped Smoking October 2000. Saved £29382.50 so far!
  • climbgirl
    climbgirl Posts: 1,504 Forumite
    Hmmm I'd be a little bit careful here, I know love is blind and all and it's great that you have a happy relationship. But even the best relationships can go sour, you just don't know what's ahead and you need to protect yourself financially.

    What's wrong with him looking for temp work until mid-sept, that's still a long way out? It's definitely worth it, I'm not sure I like his attitude a lot....

    You are so very, very young and you're giving up an awful lot to be with this guy, taking on a second job is admirable but he needs to pull his weight too. Personally, I think you'd be mad to pay off his debts for him. I understand that you want to get yourselves into a house and that this will be problematic with his debts. But if these are his goals too, then he'll be prepared to move heaven and earth to get them as well - just like you seem to be. All I'm saying is that if he's not prepared to get the temp work and take on extra jobs to clear these debts and save the deposit like you, then is he really wanting the same things you want??

    I would hate for you to come on this site in 5 years time with a story of how you've broken up but you've been left with all the debts and cards in your name etc.

    Please, please, please protect yourself financially.
  • Lou89
    Lou89 Posts: 16 Forumite
    Thank you for all the advise and support it was lovely to come on here and find so many replies. I was really miserable yesterday and i suppose in a way i overreacted, he is doing his best to find a temporary job (i didnt realise until i found a load of print outs from the jobcentre website) the trouble is, everywhere wants experience or certain qualifications... How do you get experience if all employers want experience??

    @ Climbgirl - Don't worry nothing is in my name, although i am making hte payments everything is in his name and that is the way it will stay! Apart from the mortgage of course which will be in joint names. Besides i know love is blind but we have been far more than just what is written above - far worse infact he has always been there for me over the years - even before we got together and i really dont think anything could a) get any worse than what we have been through and b) split us up.

    @Sammiboo - It certainly is a learning curve, and it has tought me a lesson or two, luckily i have realised the terrors of loans and credit cards through his mistakes rather than my own... resulting in me having a clean credit record!

    I wish everyone the best of luck and again i want to thank you for listening!

    I shall keep you updated of our progress!
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