Want to retire early - where to begin??

maximumgardener

l really admire your tenacity OP. well done & keep it going

fill up your isa's every year if you can, S&S ones , its tax free

if you have left over savings in life ! (its life but not as we know it . "ch ch changes" )
start a PP plan as well . keep both going even putting relatively small amounts in over a term of 20 years or so is good thing . compound interest et al. decide what you can afford & keep some discipline.
you should be good at that (from info in posts already)

ref state pension in 36 years or so........?
don't bank on it !!!!
may be something there but sure to be pretty different from what we have now after successive chancellors get ch ch changing!