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Need advice

Hi everyone,

I am just looking for a bit of advice.

I have debt from an old overdraft that the bank tried to force me to pay when they closed my account because I reclaimed charges back from them. I am not in the position to pay this and told them this but they passed it on to debt collectors and a solicitors.

I used nationaldebtline to write them a budget sheet showing I have no money left over and a letter asking them to write it off.

I recieved a letter from the solicitors saying that nationwide had intructed them to take no further action. This was about 3 months ago.

Today I recieved a letter from a different debt collection company for the same debt :confused:

They let me believe that they had written it off :mad:

What should I do? Keep sending letters?

Comments

  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    do you still have the letter from the previous company saying Nationwide had instructed them to take no further action? Do you think they'd go away if you sent them a copy? (It would seem reasonable, but I have no experience here...Someone more knowledgable will be along soon no doubt)
  • Thanks for your reply, yes I do still have the letter.

    I'm wondering if I shoudl write to nationwide, the DCA or both :confused:
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    I don't know the answer to this but just a little *bump* for the OP.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • poppyjay
    poppyjay Posts: 460 Forumite
    hi i would get back in touch with nationwide as i had something the same happen and when i spoke to the company they had written it off it was a dca trying it on!!!!!
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