Please help

thewhiteavenger

It's effectively a ccj issued 'on the nod' without you getting a chance to defend a claim.

The courts accept by assumption that the council will have offered you the chance to appeal.

The process seems unfair to me but is routinely used.

The council can now enforce the order in any way they choose, including the court bailiff. If over £600 I see no reason that they could not use a High Court bailiff in theory too. They may however be looking at an attachment to earnings.

It is probably best to contact them and see if they will accept a payment plan, or if this is part of a bigger picture find a strategy to deal with your debts as a whole.

This is now a priority debt because of the enforcement options.

RedCola

I understand a bit more now, thank you. Can they refuse any offers I make, and go straight to the Court Bailiff? The amount is just over £2000, which include solictitor / court fees etc.

RedCola

Is a court Bailiff / high court Bailiff the same?

What do they do, that's different from a normal bailiff?

Sazzie23

Hi Redcola

Here are a couple of links that might help you
https://www.gov.uk/your-rights-bailiffs/what-you-can-do-when-a-bailiff-visits
http://www.stepchange.org/Debtinformationandadvice/Whatyourcreditorscando/Courtaction/EnglandWalescourtaction/Bailiffs.aspx

If you haven't done so already imo you NEED to take action on this TOMORROW.

Your position will be much better if you know what plans you have. Call step change 0800 138 1111 they open at 8am and the call is free
From land lines and most mobile networks (according to their website). They don't judge and can help you understand your options.

RedCola

Thank you, I will be calling Step Change asap. Feel very worried about it all, and I wonder if any one knows how soon they act on this?

Sazzie23

RedCola wrote: »

Thank you, I will be calling Step Change asap. Feel very worried about it all, and I wonder if any one knows how soon they act on this?

Hi Red,

If you are asking about how long before bailiffs take action, I think it depends on the client, maybe someone will know.

Hope SC were able to offer you some useful advice, come back here if not.

RedCola

Step Change were very helpful. They explained what I could do about the letter, step by step & sent me forms for a DMP I set up with them today also.

Thank you for all the advice on here, its been so helpful.

Sazzie23

Hey Red
Thanks for letting us know,
Always folk here to listen or suggest how to cope if you have any more questions