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Interest
Debt-queen
Posts: 12 Forumite
Hi would love some help on where I could find the template letter for creditors to freeze interest😄
Started Step Change DMP May 2014 total debt £17015
MBNA £3674 MBNA £2663 Barcleys CC £7854
Sainsburys loan £2225 Santander OD £602
Estimated debt free date 08/02/2018 :j
MBNA £3674 MBNA £2663 Barcleys CC £7854
Sainsburys loan £2225 Santander OD £602
Estimated debt free date 08/02/2018 :j
0
Comments
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Hi debt-queen
try here:
http://forums.moneysavingexpert.com/showpost.php?p=67416622&postcount=2803
cheers
Squiz0 -
Thanks squirrel nuts ��Started Step Change DMP May 2014 total debt £17015
MBNA £3674 MBNA £2663 Barcleys CC £7854
Sainsburys loan £2225 Santander OD £602
Estimated debt free date 08/02/2018 :j0 -
very usefully, thx a lot.SquirrelNuts wrote: »Hi debt-queen
try here:
cheers
Squiz0 -
It's worth quoting The Lending Code if the creditor is a subscriber to it. But pointless if not.
National Debtline standard letter is here
https://www.nationaldebtline.org/EW/sampleletters/joint-letters/Pages/Freeze-interest-(joint-names).aspx0 -
thewhiteavenger wrote: »It's worth quoting The Lending Code if the creditor is a subscriber to it. But pointless if not.
National Debtline standard letter is here
https://www.nationaldebtline.org/EW/sampleletters/joint-letters/Pages/Freeze-interest-(joint-names).aspx
I based my letter on the National Debtline template but on the advice of the FOS included the word complaint which the National Debtline letter doesn't. It's intended as a template so obviously things can be altered/added/removed, including the reference to the lending code if not applicable.
It certainly worked for me and for quite a few others on the DMP & Mutual Support Group forum, so it can't be that bad
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt
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Time_to_face_the_music wrote: »I based my letter on the National Debtline template but on the advice of the FOS included the word complaint which the National Debtline letter doesn't. It's intended as a template so obviously things can be altered/added/removed, including the reference to the lending code if not applicable.
It certainly worked for me and for quite a few others on the DMP & Mutual Support Group forum, so it can't be that bad
TTFTM x
Your letter is very good.
I wish all lenders were forced to adhere to the Lending Code rather than subscribe to it.0
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